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SBA Loans

Your small business is Everything to You,

Helping you succeed is Everything to Us!

Financing Opportunities for your Small Business

SBA Loans | Third Coast Bank | Humble, TX - Houston, TX

We offer SBA Loans for business acquisitions, partner buyouts, startups, equipment and machinery, real estate, and more. Do you qualify for SBA financing?

SBA 7(a) Loan Program

7(a) Loans are used to finance permanent working capital, equipment, land and building, business acquisitions, and start-up businesses.

The Bank funds the entire loan with 75% guaranty of the SBA on loans over $150,000. The maximum loan size is $5,000,000. Borrower pays a guaranty fee to the SBA on the 75% guaranteed portion of the loan which can be included in the financing.

Up to 10 year term without real estate and up to 25 year term with real estate.

Reasons to use SBA 7(a) Loans

Business Acquisitions (Franchise or non-franchise)
Partner Buyouts
Start-up Business
Equipment and Machinery Financing
Real Estate - up to 25 years
Debt Refinance - longer terms to improve cash flow
Long Term Working Capital - secured by inventory and accounts receivable

SBA 7(a) Special Promotion for Veterans

Third Coast Bank will waive the cost of our internally prepared SBA loan package for Veteran Business Owners. This represents a closing cost savings of up to $2,500!

SBA 7(a) Loan Application

SBA Loan Application 2024

SBA 504 Loan Program

504 Loans are used to buy or renovate real estate and may include some equipment.

The Bank partners with a Community Development Corporation (CDC) to provide financing. The portion of funds provided by the CDC are provided at a 20 or 25 year rate.

Reasons to use SBA 504 Loans